Debt-to-Income Ratio Calculator
How to Use?
- 1
Enter income
Enter your gross monthly income.
- 2
Enter debt payments
Enter all recurring debt payments (mortgage/rent, car loans, credit card minimums, etc.).
- 3
View results
View DTI percentage and a status recommendation.
Worked Examples
Example
Given:inputs
monthlyGrossIncome:5000
mortgageOrRent:1200
carLoanPayment:300
creditCardMin:100
Result:calculated
totalDebt:1600
dtiRatio:32
status:Good
FAQs
1.What is considered a good DTI?
+Below 36% is generally good; below 43% may still qualify for many loans.
2.Should I include utility bills?
+No, DTI typically includes only debt payments (loans, credit cards, housing).